Category Archives: Investing

3 Strategies That Will Make You A Better Investor

The most important thing to understand as an investor (or day trader) is that you’ll never perfect the craft. This is true in part because investing can’t be perfected, even by advanced algorithms. But it’s also true because there’s no such thing as a strategy that covers all the bases, or a flawless trading method. You’ll always be making new decisions based on new circumstances, even if you’re following your own general guidelines most of the time.

What this all means is that you should never stop educating yourself if you want to generate income, or solidify and grow your savings, through investments. And with that in mind, here are three tips for ways to stay on top of your strategies and keep learning.

Delve Into A Trading App

Perhaps inevitably, there are now dozens of great mobile apps that have been designed specifically to help traders. Some, like Stash and Robinhood, actually allow you to invest money in any amount you choose, with helpful analysis tools and no fees on transactions. Others, like Acorns, seek to automate your investment process and put away small chunks of money in pre-designed portfolios. And some simply provide strategies, or even games that simulate stock market scenarios. All of these apps can be helpful for giving you new perspectives on investing and for helping you to gain valuable insight and practice. Here’s a look at 17 apps in particular that may be of service, just to give you a starting point, but the best idea is to simply spend some time browsing your mobile store. You’re certain to find a few tools that are of particular interest to you.

Start A Trading Journal

One of the most careless mistakes a regular investor or day trader can make is to neglect past transactions or activities. In some respects, it helps to have a “short memory” while investing. That’s in the sense that you don’t want to become timid because you’re focused on past failures, or reckless because you can’t let go of past successes. But in terms of specific strategies, memories and even detailed records can be essential. Keeping your own trading journal is a great way to establish a quantifiable track record that can enable you to identify your own habits, recognise your strengths, and work on your weaknesses. All you need to do is record the circumstances before and after each trade you make, and you may be surprised how much useful data you begin to gather.

Listen To The Experts

It’s understandable to doubt financial experts or famous billionaire investors who want to give public advice. For instance, Mark Cuban is one of the most well-known billionaire investors in the world, and yet if you look into his biography you’ll see that he made his fortune through two start-ups back in the ’90s. So why should you listen to him about current investment strategies? Why should you listen to Warren Buffet when he’s been famously wrong about trades, despite becoming one of the wealthiest men in the world? The answer is because this is their world. No matter how they initially made their money, men like these tend to stay relevant because they’ve continued to make sound financial decisions to maintain and grow their wealth. In short, if you’re seeing advice from a famous financial analyst or billionaire, it’s probably because that person has earned the platform to speak out through strong performance. That
doesn’t mean you should blindly follow all instructions, but you should always listen and then decide if an expert’s advice might be helpful to you.

The education process never stops, and these tips certainly don’t paint a comprehensive picture of how to excel as an investor. But adopting strategies and practices like these is a great way to build a foundation as an investor who will continue to learn and adapt over time—and that, ultimately, is the best path to success.

Want To Know About The Stock Market? Keep Reading

Almost everyone knows someone that has done really well in the stock market, as well as many others that have lost substantial sums of money. The key is separating the wise decisions from the ones that are not. By conducting research and utilizing advice, such as what you have just read, you are more likely to be successful.

Stay within reality when setting your investment goals. Common sense tells us that you cannot get rich overnight in the stock market unless you invest in many high risk ventures. This is, of course, a faulty strategy because of its high risk of failure. By knowing this, you can stay away from costly investment mistakes.

Watch the markets closely before beginning to invest. It’s smart to study the market before making your initial investment. A recommended time period to observe it would be for three years. You can get a much better understanding of the market, increasing your chance of having your investments pay off.

Do not forget that stocks that you purchase and sell amount to more than mere pieces of paper. When you own stock, you own a piece of a company. You are generally entitled to some dividends or claims on assets. In some cases, you can even vote in major elections regarding corporate leadership.

Make sure that you spread your investments around a little. You shouldn’t put your eggs all in one basket. Investing everything in a single company who ends up unexpectedly going bankrupt will bankrupt you as well.

A basic index fund provides returns that typically match the 10% annual market average. If you intend to pick individual stocks, you want to select ones that offer better returns than this. If you’d like to estimate your return from a stock, find the earnings growth rate that’s projected and add that to the dividend yield. A stock with 12% earnings and yields 2% may give you an overall return of 14%.

Don’t invest too much in a company where you are an employee. While purchasing company stock might be prideful, there is a lot of risk involved. If something bad occurs, both your portfolio and paycheck will be in danger. With all that duly taken into consideration, it must also be said that there may be a good bargain available if the company offers shares to its employees at a discounted rate.

Consulting a financial adviser can help you weigh options, even if you have decided to proceed on your own. An expert will give you more that just good stock picks. An adviser can help you chart your course and help you establish realistic goals. You can then formulate a solid plan together based on this information.

Most people do not realize how beneficial more established, long-term stocks are compared to penny stocks from starting out organizations. Make sure you create a diverse portfolio and select the best companies to invest into. The more secure companies with consistent growth will allow you the safeguard to take a few risks with newer companies.

Before you buy any stock, do your research. Just reading about a potentially successful start up can make some investors eager to buy. When the company turns out to be unsuccessful there are substantial losses.

Keep an open mind regarding stock prices. One particular rule in math that could not be avoided is that your earnings do not depend on the amount of assets you purchase. A stock that might look like a horrible buy one day at $50, might drop over a week and be a steal at $30, the next week.

Invest in large companies that offer consistent stock profits initially. Beginners should start with a portfolio of larger corporation stocks that have a lower risk but may yield smaller profits. Once you have a solid foundation for your portfolio and are more comfortable investing, start branching out into smaller companies. Smaller companies have greater growth potential, yet there is also a much higher losing potential risk.

Consider investing in stocks that pay dividends. This way, even if your stock declines, you still get a dividend to offset part of the loss on the stock. Of course if that stock increases in value, your dividends will be an extra bonus added to your earnings. Dividends are also a fantastic way to have a supplemental income.

Keep an eye on dividends for stocks that you won. This definitely holds true for investors who are older who would like to have stability with stocks that pay out excellent dividends. Corporations enjoying significant profits often reinvest in additional capital or pay dividends to shareholders. Dividend yields are just the annual dividend payment divided by the stock price, but this is an important concept to grasp.

Keep a constant eye on your portfolio. Be aware of how your stocks are doing, as well as how favorable the general market conditions are. Having said that, don’t become obsessive to the point that you are checking your stocks multiple times every day. Remember that the stock market is volatile, and you will see ups and downs no matter how strong your portfolio is.

Know how to recognize risks. There is always a risk when investing. In most cases, bonds are the least risky, next are mutual funds, and then stocks are the riskiest. Each investment, no matter what it is, has a risk. Learn to calculate the risk to help you make smart investment decisions.

It’s critical that you choose industries that you understand. The more information you have concerning the industry overview, the more knowledgeable you will be about stock choices. If you invest in a company in an industry you are unfamiliar with, it will be difficult or even impossible for you to locate pertinent information and interpret it appropriately.

Some people make it while others fail, that is how the stock market works. This occurs frequently. Although blind luck does enter the picture, you can get much better results if you know how to invest wisely. Utilize these ideas and watch your investments grow in value.

Tips To Make Your Commercial Real Estate Transaction Process Smoothly

Although it can be exciting to own commercial property, it also does take plenty of effort to upkeep. You may be wondering where to start. It can seem overwhelming and difficult to know what to think about when it comes to commercial real estate, yet in this article, you can learn some insightful information on what you should be doing and learning.

If you’re a buyer or if you’re a seller, it’s important that you negotiate. Protect your interests by standing up for yourself regardless of who is on the other side of the table. Negotiate a fair price rather than accepting one that is too high or too low.

Before you buy or sell a commercial property, find out several key economic indicators for the region, including trends in unemployment and income, as well as major employers in the region. Properties that are near major employment centers, such as medical centers or universities, often sell more quickly and at a higher price.

Figure pest control into your rented or leased commercial real estate property costs. This is important in less desirable locations where rodents and/or bugs are an issue. Have your rental agent inform you of any associated policies for pest control.

Commercial property is an investment. This investment is not just money, but also time. It will take time to find an opportunity that is profitable, and afterwards, you may have to wait for repairs and remodeling before you can start monetizing your investment. Don’t throw in the towel because the process is taking too long to complete. The investment will be repaid as time goes on.

When choosing between two similar commercial properties, think large scale. Whether it be a twenty or ten unit apartment complex, you want to get adequate financing to back you up. Generally, this is similar to the principle of purchasing in bulk; if you purchase more units, you will end up getting a better price per unit.

If your property deal requires inspections (as it should), look at the inspector’s credentials. This guideline is especially important when working with people who deal in pest management; these specific fields are often populated by practitioners who lack proper credentials. You want to avoid a future liability that can come after the sale, if the inspection was not correct.

If you are purchasing commercial real estate for rental purposes, look for structures that are uncomplicated and sturdily built. Rental spaces that appear sturdy and well-maintained tend to attract tenants more quickly. This type of building also has the advantage of requiring less maintenance, an attractive feature for tenants and owners alike.

Prior to listing your property for sale, you should first hire a reputable, professional inspector to go over the place. Listen carefully to the inspector’s report so that you can immediately repair any problems.

As is evident by this article, any good investment in commercial real estate requires solid research and a lot of hard work. Perseverance is also a necessity in this business. Apply the tips from this article, and you will be one step closer to purchasing a commercial property that is the perfect fit for you, and your needs.

Binary options: a guide for absolute beginners

The world of trading can be a difficult one to understand, especially for those who are just starting to dip their toes in the water. Binary options, however, are generally understood to be one of the least complex ways to trade and so are good for absolute beginners.

What are binary options?

The reason this form of trading is called binary is because of the yes/no outcomes that are predicted. Essentially, when you trade with binary options you are predicting which way the asset’s value will move, this being either up or down. When you predict the asset’s value will rise, you are taking a ‘call’ option; when you predict the asset’s value will fall, you are taking a ‘put’ option. This 50/50 way of trading means it is one of the simplest methods in the market, but it does mean an all or nothing payoff. Although simple, it is wise to gain a thorough understanding of how binary options work, what the terminology means and how prices are determined because it is notoriously easy to fail to make a profit with binary options through simple ignorance of their nature. That being said, with binary options you only stand to lose the cost of the trade, as their prices are capped.

Getting started

You will first need to register with a binary options broker and then make a deposit into the brokerage’s account. This does not pay the broker but rather serves as a fund to buy assets when you are ready to begin trading. Once your account is open, you need to choose the assets you want to trade in. Stocks, financial indices, commodities and forex currency pairs are the most common kind of assets for binary options. These sorts of assets include stocks in companies such as Apple and Google, metals such as gold and silver, indices such as the DOW Jones, and forex pairs such as USD/GBP.

The trade begins

A binary options trader is not trying to put a price on a particular asset, just determining whether its value is going to rise or fall at a specific time, known as the expiration date. This is where you need to do your research on your chosen assets to judge their movement and place in the market. If you are correct by saying a certain asset will rise by the expiration date, your binary options will ‘expire in the money’ and you will receive a payout according to the settlement value as made in your original contract with the broker. If you are wrong, predicting that the asset will rise when it actually falls, you will receive no payout.

All the figures involved can be confusing, so it can be helpful to watch a demo that simulates an actual binary trading scenario to see how the trading unfolds and what kind of payout structure can be achieved. While binary option trading is a great entry into trading for both individuals and companies, it can be easy to make mistakes. Invest your time wisely by carefully studying how binary options work and the profits that can be made out of them.

Don’t put all your eggs in one basket

If you want to protect yourself when investing then one of the most important things to do is to make sure that your risk is spread – as the old saying goes: don’t keep all your eggs in one basket.

Why? Consider stocks and shares. If you’ve picked a winner, you might do very well out of it, but if you were unlucky enough to pick a bad company, you could lose your entire investment. Other financial investments are no different.

Peer-to- peer or marketplace lending platforms link investors directly with borrowers. There are different models, but the thing that they have in common is that they facilitate investment into loans– that is, you stand to earn a good return if the borrower repays the loan in full and on time, but you could make a loss if not.

Diversification in peer-to- peer lending

One approach to manage these risks is to diversify and lend to many different borrowers. In doing so, you spread the risk: if you lend to, say, 1,000 borrowers in very small chunks, then even if 20 of them don’t repay in full, you’d still expect to earn a good return since 980 of them are repaying in full.

Happily, the best platforms make it as easy to diversify. Some do this by allowing you to automatically split your money across loans, and others do this through a mechanism called a Provision Fund.

A Provision Fund is a central pot of money made up of risk-weighted fees on each loan, which reimburses investors if a borrower fails to make a payment. That protects investors from individual defaults, since as long as the Provision Fund has sufficient money in it, investors will not make a loss even if a borrower misses a payment.

What if borrowers are connected?

Another way you can diversify is by lending to different types of borrowers. Most platforms lend only to one type of borrower – UK businesses, for example. That provides some diversification – you can lend to thousands of different UK small businesses – but if something happens that affects all these businesses, you could still have more exposure than you might like.

By contrast, RateSetter lends to a range of borrowers: 65% of its current lending is to individuals, 24% is to businesses and 11% is to property developers. In this way, there is extra diversification: investors’ money is not tied to any one borrower type. Another way of achieving this sort of diversification might be for an individual investor to lend through several platforms that specialise in different borrower types. Of course, no single product or even asset class can provide perfect diversification. However, used well, peer-to- peer lending can be an excellent way to spread your risk and minimise your exposure to any one asset.

Six Financial Moves That Your Older Self Will Kick Your Younger Self For

Ever wish that you had a time machine to go back to your younger self and tell them to do something? Most of us would tell the younger version of us to stay out of the sun, stop smoking or to date someone else, but what about the financial mistakes that you make to affect your future? Many of the financial moves that we make when we are in our twenties, or fail to make, can come back to bite us. There are six specific things that if you don’t do early, you will be upset with yourself later. To avoid regret, do these eight things early on.

1 Budget well

There was a time when we wrote checks for everything. Although killing trees, the ledger that was attached was a great way to stay on top of a budget. Nowadays, all we do is swipe a card. If you aren’t sticking to a budget and spending away, it will come back to haunt you. Those impulse buys may seem minuscule, but when you start to add them all up, they can become significant. If you make a budget and stick to it, then you can start saving for your future. If you don’t start to budget early on it begins to catch up with you, having a line of credit can help! Once things start to get complicated with children and mortgages, if you never learned to stay within your means, it will be difficult to reign it all in. To make matters worse, you won’t have a cushion to get you through, if something should happen.

2 Don’t let your balances revolve

If you don’t pay your credit cards off at the end of the month, a revolving balance can be like a bad girlfriend, following you around and making everything miserable. A revolving balance can not only take forever to pay off; it can tank your credit score. With most credit cards charging interest rates as high as 20%, likely you will only have the money to pay off the interest every month, not even touching the balance. It can take you years to pay off debt on a credit card. If you can’t afford it with cash, or to pay it off at the end of the month, resist the temptation to put it on a credit card. Make sure that you know the difference between a need and want.

3 Investing in the wrong place

Make sure to be involved in your investments, instead of just purchasing products that someone sells to you. Many financial investments are complex and can sound a lot better than they actually are. Know what you are buying and how it is going to benefit you in the long-term. Likewise, don’t let an investment ride without ensuring on a continual basis that you are letting your money work for you. Allowing money sit without being monitored is like throwing cash out the window.

4 Car purchases are a waste

When you get your first job, your first instinct is to reward yourself with a luxury car. The problem with a car is that it is not an investment but a drain on your financial future. The minute you drive it away you have lost value. Don’t overspend on a car, there will be a time in your financial future when it will make sense. Sinking a whole lot of money into one when you are young will only bring about regret when you get older.

5 Thinking you are invincible

Many youngsters opt out of insurance because they feel like they don’t need it. It only takes one emergency to cost you thousands and have you paying for it for years. If you think that you don’t need insurance, think again. It is much smarter to budget the additional hundred dollars a month than to pay for the rest of your life. Your mom is right, it is always better to be safe than sorry.

6 Marry someone who has the same money sense

Before you decide to date seriously or marry, ensure that the person who lights your fire won’t spend your future. Having an honest conversation about spending habits, goals, and wants, is an important part of having a successful marriage and financial future. Before you say I do, make sure that you do have the same idea about how to spend your money wisely.

Doing these things younger in life will make you much happier later on in life. If you stick to a plan, it will make you a much less stressed middle-ager with a lot less regret.

Solid Advice For Someone Looking Too Invest Their Money

The markets can be very complex, even for seasoned investors. Although many people enter the stock market with fantasies of getting rich, there are many things that can stand in their way. This article will help you with making smart investments, ones that you can turn a profit on.

Remember that stocks are not just simple pieces of paper that you buy and sell for trading purposes. A stock represents your ownership of a piece of the company that issued it. This entitles you to both earnings and claims on assets. In several cases, you can vote in major corporate leadership elections.

If you own common stocks, take advantage of your voting rights as a shareholder. Depending on what the company’s charter says, you might have voting rights which allow you to elect board directors, or even make proposals for big company changes like a merger. Voting happens during a company’s annual shareholder meeting, or it can happen through the mail by proxy voting.

Acquire a variety of strong stocks from different industries for a better, long-range portfolio. Although, on average, the entire market has gains each year, not every part of industry will increase in value from year to year. If you have holdings in different market sectors, it is possible to take advantage of big gains in individual industries and improve your overall standing. Rebalancing your portfolio regularly will cut down on your risks from losing stocks and sectors while aligning yourself to capitalize on future growth.

Regard your stocks as if you own a piece of a company. Make sure you take some time to thoroughly look over financial statements and the businesses’ strengths and weaknesses so that you can have a good idea of your stocks’ value. This gives you the ability to really consider your options when it comes to investing.

Do not stay stagnant in your vigilance. It is vital to look closely at your portfolio, including any investing decision, every several months. Because there are always fluctuations in the economy, it is important to keep your portfolio current. Some companies will outperform others, potentially even rendering them obsolete. There are many other instances that can occur that can make a big difference on the performance of a particular stock. Therefore, you should keep close tabs on your portfolio so that you can adjust it as needed.

After gaining some experience, you might be interested in learning how to short sell. Short selling revolves around loaning out stock shares. What happens is an investor will borrow stock from a lender and agree to deliver exactly the same amount of that stock at a predetermined future date. The investor will sell these shares which may be repurchased whenever the price of the stock drops.

Know the limits of your knowledge and skills and stay within them. When investing by yourself, whether through an online or discount brokerage, you should only search for businesses that you have some understanding about. While it is easy to trust your own instincts about a company with which you have had personal dealings, how can you assess a company that does something foreign to you? Work with a professional broker or advisor to make these kinds of investing decisions.

To make your stock portfolio better, create a plan including specific strategies. Strategies for the timing of stock purchases and sales should definitely be included in the plan. You should also have an extremely detailed budget included. By having a detailed plan, you will be able to make stock purchases without buying on impulse.

Try not investing a lot in the company where you’re employed. Although it seems good to support your company by owning its stock, there are certain risks involved. For instance, if the company’s profit start to decline, both your monthly paycheck and the value of your investment portfolio could decrease significantly. On the other hand, if employees can purchase shares at a discounted price, buying them could be a good investment.

Start with blue-chip and well-known companies. Any beginner can minimize their potential market vulnerability by building a portfolio based on the stock of larger, more consistently performing companies. You can then branch out a little, choosing stocks from midsize or small companies. Smaller companies may have the potential to experience exponential growth quickly but they also come with a greater risk of losing money.

Sometimes, you can profit from employing a constrain strategy. Doing this means seeking out stocks that have slipped past the notice of other investors. Try to find companies that are undervalued. When there is buzz and excitement around a companies stocks, they are likely to be overvalued. That leaves little or no room for profit. By seeking the lesser-known companies that have decent earnings, you may be able to find an underdog.

Find a good broker. Brokers are skilled at helping you to avoid the pitfalls of the stock market. If you don’t profit, they don’t profit. There are various stockbrokers that have useful information regarding stocks, bonds, and mutual funds which can help you to make wiser investment decisions. They will also help you monitor your portfolio and see how close you’ll be to reaching milestones.

Pay attention to how the company’s equity is in line with their internal voting right when doing company analysis. If 5% of the shareholders control a majority of the voting rights, for example, this may be a bad sign. These situations are strong warning signs that you should keep away from this specific stock.

You may also want to consider attending seminars on stock investing to further your knowledge of stock investment. Attendance usually requires a small fee, and these seminars are usually taught by brokers or other investment professionals who can teach you to get more out of your investments.

As you can see by now, there are many things that can be done to ensure your money remains safe while you take advantage of the stock market. Instead of risking money, apply the tips you have just read to earn the best return.

Reading And Analyzing Forex Charts

When there were no computers and data feeds, the use of Forex charts to prepare Forex trading strategies was outside the mainstream of Forex and CFD trading techniques. The main reason for this constraint was the difficulty in creating the charts without the aid of computers. Every Forex chart had to be created by hand and the manual process was time taking and harder. But with the technology advancements and the increased popularity of technical analysis in Forex, the use of Forex charts has seen a great rise recently. Now they have become one of the most important technical tools used by the technical traders today.

Patterns on Forex charts
Patterns give signal to traders that the price of a currency is more likely to move in a direction based on the pattern when completed. The patterns are of two types – reversal and continuation. A reversal pattern gives a signal that the trend will reverse when the pattern is complete. On the other hand a continuation pattern signals that the trend will continue again on the completion of the original pattern. Therefore, it’s quite obvious why it’s important to learn how to read Forex charts.
Identifying the chart patterns in Forex and CFD trading is an art more than science. Though there is a good probability and signals given by every chart pattern, the price movement may not necessarily correspond to the pattern suggested by the chart. But this should not be a discouragement factor for the traders because once the basics of Forex charting are understood; the quality of Forex chart patterns can be enhanced by studying larger volumes and using secondary indicators.
A single chart can display a lot of important information and more precisely they are the illustration of struggle between the different buyers and sellers in the market. The technical analysis in Forex trading assumes that the currency prices moves in trends and the history repeats itself. Assuming all of these assumptions are true, Forex charts can be used to formulate the trading signals and can be the only tool which a Forex trader utilizes.

Understanding trend lines
There are many concepts which need to be understood before you read chart patterns and use them for Forex and CFD trading at xtrade some other reliable service provider. Understanding trend line is important which is a line drawn on Forex charts to signal a support or resistance level for the currency price movement. Support trend lines show the level at which the currency prices have difficulty in falling below. On the other hand, a resistance trend line shows the level at which the currency prices show difficulties in going above. These trend lines can be a constant price level or a rise or fall in the trend direction with time.
Thus Forex charts are very useful for the technical traders who engage in Forex and CFD trading and rely mainly on the historical movement of the currency prices and derive trends on the basis of that.

Ways to improve your skills when it comes to a job in trading

It’s fairly well-accepted – and demanded – in the status quo that we strive to improve ourselves in order to advance in our personal and professional lives. In a highly competitive job market, it’s the ultimate must that could make or break you. Improving your skills to prepare for that sought-after job in stocks and trading isn’t something to take lightly, but it’s not unobtainable, either.

Brush up on your knowledge

Having a strong background knowledge will help you to enter the market with a greater chance of success. Consider taking business administration and trading courses either online or in class, and even take it a step further by acquiring a degree in the field. It’s not just about learning the basics but about role-playing through various scenarios, familiarising yourself with market patterns and trends, networking with other people and having access to resources and events – such as exclusive seminars and workshops – which can lead to new contacts and prospects.

Thanks to the continually growing industry, as well as greater access to education at a higher level, it’s easy to find courses that fit into budget and schedule. Forex trading courses are becoming increasingly popular and highly demanded in the field, and many experts consider them a good standard to start with.

Be diverse – look into business writing courses and other humanities-related classes where you can develop good problem-solving and creativity-building skills. These assets are more important than any trove of knowledge you might accumulate because they will help you manage the long-term plans as well as the last-minute, urgent situations where you have to think fast and think well.

Identify your niche

There isn’t always a way to predict what particular industry or market sector will work best for you – and sometimes it’s just a matter of taking a chance and jumping in at the deep end. However, the greater the passion you have for a particular market, the better. Knowledge works best in cooperation with enthusiasm.

It’s also worth assessing your own lifestyle and needs. By its very nature, trading is a highly time-sensitive industry, and knowing how to manage your time is the ultimate key. Be aware of the different time zones and when and where deals are made. Can you stay on top of this on a regular basis? Can you deal with the adrenaline associated with the rise and fall of stocks? Be prepared to make a plan, and be as economical with your time as you are with your finances. Do what you can to glean knowledge and experience from your peers and your competitors, as well as professional agencies that can help show you the ropes.

There are many opportunities available; it’s just a matter of planning ahead, managing your time, and also working on how to handle pressure in challenging situations – or in some cases, revelling in it. Academic skills and life skills both come into play here; ultimately, the best educator is experience.

Top tips for buying a home with your significant other

couple having fun

Moving home can be a stressful time for many. Buying a home even more so. Getting on the housing ladder is the number one goal in the path to happiness, it adds security and a sense of well-being and lays the foundation to complete other life goals such as starting a family. However, with so many important and often complicated processes and hoops to jump through when getting a mortgage it can seem daunting. It doesn’t have to be like that. The excellent infographic below, recently created by Experian, lays down some important considerations when buying a home with a partner.

 

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9 Tips for Buying a Home with a Partner by Experian at http://www.experian.co.uk/