I am buzzing that i’ve been given the chance to host my very first blogger carnival on behalf of the Finance Carnival for Young Adults….. i’m doing it for the youth of today!

First i’d like to say its great that you have all taken the time to get involved. I’m looking to meet a few new finance bloggers so feel free to drop me a message and say hi.
Also any feedback on my video series would be greatly appreciated as its kind of fallen on the wayside for the time being.

Alexis @ FITnancials writes I Want a Credit Card – But I Have No Credit – I want a credit card. Yes, I just said that! I’ve been on the hunt for one, and I’ve even applied for some, but I’ve gotten denied. I have no credit (I’m 19, my car loan isn’t in my name, and I have no other credit cards), so it is hard for me to find a card to get approved for.

Michelle @ Making Sense of Cents writes $7,859 in April Extra Income and Goals – April was another awesome month. I wasn’t able to crack the $8,000 level of extra income just yet (this is after expenses), and I was actually $3 lower than last month’s amount. Still great to me though

Emily @ Evolving Personal Finance writes Long-Distance Marriage: Meet the Couples – Profiles of the couples involved in our long-distance marriage series, plus how they split up their possessions when they moved apart.

Michael @ Financial Ramblings writes Save Money by Re-Shopping Your Recurring Expenses – Do yourself a favor and periodically re-shop your recurring expenses. I’m talking here about all kinds of things: lawncare, TV service, your internet connection, insurance, pest control, etc. You never know what a new provider might be willing to do to win your business.

Tori @ Money Life and More writes Saving Money On Weddings: If It Sounds Too Good To Be True… – I was so proud of myself for saving lots of money and getting a fabulous wedding dress! About 3 weeks after placing my order my dress arrived at my future mother in law’s house! Deep in my gut I could tell something was not quite right when she called and told me it had arrived, but in a small box…..

Mike @ The Financial Blogger writes Since When is Paying off Your Debts is a Good Thing? – I know the trend on financial blogs is to tell you to pay off your debts… but what if this advice is wrong?

Div Guy @ The Dividend Guy Blog writes I Don’t Need More Than Four Ratios To Buy A Stock – What I like about dividend growth investing is that it turns out to be a super effective methodology and doesn’t take much time.

Martin @ Studenomics writes I Just Bought a House! What’s Next? – What’s the next step?

Crystal @ Married (with Debt) writes Who’s Your Real “Head of Household”? – My husband’s name appears under “head of household” on our tax forms. But his actual role doesn’t exactly fit this title.

Tony @ We Only Do This Once writes The 80/20 Rule and Procrastination – The 80/20 Rule has been one of the most helpful concepts for my time and life management. Also called the Pareto Principle after the Italian economist, Pareto recognized that people in his society were divided into two group. The vital few were the top 20 percent in terms of money and influence, and the trivial many, the bottom 80 percent.

Stefanie @ The Broke and Beautiful Life writes Cost vs. Labor – Assessing the cost of an item by the amount of work hours needed to purchase it can give you a better sense of value and a gut check on whether or not it’s really worth it.

Arnel Ariate @ Money Soldiers writes What Makes You Shy Away from Stock Trading? – Here are some of the reasons that compel people to avoid stock trading. Though the stock market now spells good prospects for the companies as well as for the investors, yet most people prefer to stay away from it.

Amanda L Grossman @ Frugal Confessions writes How to Extend Your Cell Phone or Smartphone’s Package Almost for Free – Unlimited data, texting, and talking are a pipe dream for some, especially the unlimited data.

Sam @ Simplefinancialfreedom writes Cost Saving Ways to Reward Employees – In a down economy, many companies are going through financial hardship, freezes, and eliminating bonuses.

LaTisha @ Young Finances writes How to Save Like The Terminator – Saving money doesn’t have to hurt your wallet. The key to saving money and saving lots of it, is to make your savings automatic.

TRL @ The Retired Landlord writes Who receives your property when you die? – When you die, your property is often one of the biggest pieces of estate that gets passed on. Of course, if you’re a landlord, you likely own more than one property; such as your own residence and those you let out.

Michelle @ The Shop My Closet Project writes Yearly reviews are like getting a colonic. They suck. – It’s that time of year again when employees are brought into their direct supervisor’s office and given their yearly review. If they’re lucky, they would have been receiving feedback throughout the year and the review will be a series of good bad, good bad scenarios.

Roger the Amateur Financier @ The Amateur Financier writes 15 More Organic Homemade Cleaning Products – I noticed as I was going through the feedback from my Earth Day post last week that (a) people like being able to save the planet, read more for an interesting story!

Daniel @ Sweating the Big Stuff writes How Much Do You Need To Save To Retire 1 Day Early? – Do you want to retire earlier? Find out how much you need to save today to be on the golf course one day earlier.

Don @ MoneySmartGuides writes How to Fund the Purchase of a Car – Despite being such an expensive investment of our money, cars have become a crucial part of our everyday lives.

Mr. Frenzy @ Frenzied Finances writes 10 Ways to Work Toward Financial Independence – Achieving financial independence relieves stress that people suffer in their lives. Looking to become financially independent? Here are 10 how-to tips.

Kevin @ Passiveincometoretire writes Could Someone Have a Life Insurance Policy On Me Without My Knowledge? – It is highly unlikely, but yes it is possible. Almost all circumstances, however, would prove fraudulent and today’s insurance companies are quite savvy when it comes to debunking such activity.

SFB @ Simple Finance Blog writes How Much House Can You Afford – Most of the problems happening these days in the real estate market are mainly because of the homeowners outstretching their budgets to own the houses they really couldn’t afford but desired.

ETZ25 @ Entertainment Timez writes AIG Extra Items To Consider This Week – AIG is having a big week this week, with their Q1 results coming out Thursday (5/2/2013).

Andrew @ Student Finance writes Budgeting for Colledge Students – Being a college student is tough. Lots of expenses with very little money to meet them is one of the biggest challenges young adults at University face. Here is an article that will help College students manage their money through a period of study and stretch every dollar to its full potential.

Jacob @ AllPersonalFinance writes Online Sources for Personal Finance – Money is our lifeblood. Without it, we would be destitute on the street, starving, sick and unhappy. To keep ourselves comfortable then, it is necessary to manage the cash we have by looking at income and expenses and figuring out how we should proceed to meet our financial goals.

CAPI @ Creating a Passive Income writes For Rent: Do’s and Don’ts of Renting Out Your Space – So you’ve decided to rent out your space! This can be a great income source if you do it right. Here are some do and don’t tips of renting out your space.

Tushar @ Start Investing Money writes 3 Things You Absolutely Must Do if an Investment Fails – However good you are at picking investments, you will have one that fails every now and then. It is impossible to go through life picking all the right investments and never tripping up.

Luke @ Learn Bonds writes Investing Blogs: Top 5 Blogs for the Average Investor – Easily keep up to date with your investing knowledge with the best investing blogs that are easy to read and focus on low cost investing tips.

Crystal @ Budgeting in the Fun Stuff writes Become a Product Tester for Free Swag – If you are not interested in medical studies. then below are some legitimate, non-compromising, product testing opportunities for you.

Ted Jenkin @ Your Smart Money Moves writes The Drug Of Buying ‘Stuff’ – The weather is warm and in the United States we are about to start enjoying some of the national pastimes of our country.

Robert @ The College Investor writes Exciting Ways to Invest Your Money – Are you currently investing for your retirement? Hopefully you are. No matter what your age is, it is certainly wise to invest early and allow compounding interest to work in our favor.

Robert @ The College Investor writes My Monthly Income Stream Report – April 2013 – I have my editorial calendar set back up here at My Multiple Incomes this month, so hopefully you’ll get some new content that will be worthwhile.

Robert @ Entrepreneurship Life writes Retirement Planning for Self-Employed Entrepreneurs – While there are many amazing benefits of working for yourself, there is one big pitfall compared to people who work for large companies: retirement plans. Small business owners don’t have 401(k) plan matching, but you do have some options to put away money in a tax advantage account.

Robert @ Kids Ain’t Cheap writes Saving Money When You Have Kids – It’s no secret that kids can be quite the expensive investment, especially when you’re on your second or third pup. That doesn’t mean there aren’t ways to save money when you’ve got kids however. In fact, there are quite a few things you can do to keep the costs down as much as possible even with a few extra people in your home.

Robert @ Kids Ain’t Cheap writes Mothers Day Gift Ideas: Traditional or Non-Traditional? – In a few short weeks children around the world will be celebrating all that their moms do for them. This will be my first Mother’s day and I’m quite excited to see what my husband has in store for me!

Robert @ Beat the 9to5 writes Are You a Pessimist, Optimist, or Realist? – I’ve been exposed to all three lately, and I’m a believer that your mindset directly determines the emotional outcome of any situation.

Wayne @ Young Family Finance writes Computers for kids: The Pros & Cons – Children see computers all around them. As soon as they start school they will use a computer in the classroom, and many toddlers are used to using tablets from their early days.

Suba @ Broke Professionals writes Sold! How We Got An Offer On Our House In Less Than 2 Weeks – Our house spent six months on the market in 2012; here’s how we managed to sell it in 2013 in less than two weeks!

Tushar @ Finance TUBE writes Want To Save More Money? Look At Your Waste – Hi! Today I will be talking about if Want To Save More Money? Look At Your Waste. How many pounds do you think the average American waste in food each week? Well according to ABC news the US waste in food each week is 14 pounds.

Steven @ MyDividendStocks writes Use Fast Cash Methods for ‘Needs’ Not ‘Wants’ – A good way to consider good financial health is to have enough money to meet our basic needs and live a comfortable life. However, as humans, we have material desires and we want that extra dough to fulfil those wants. Be it the next fancy gadget or a fast sports car. We all have a list of things we want.

BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes DO YOU NEED A FINANCIAL ADVISER? – Should I hire a financial adviser? Learn the basics of hiring a financial planner.

Kevin @ 20smoney.com writes The Marshmallow Experiment and your Finances – While many people who possess large amounts of money are very smart, others are not necessarily but where able to be at the right place at the right time.

Jester @ The Ultimate Juggle writes Organization is key to balancing family life with a career – It’s tough juggling family life with a career and sometimes the pressure of it all can make you feel unappreciated, even desperate. The frantic commute back and forward to work each day seems to take forever and the boss demands more and more of your time.

Jay @ The First Million is the Hardest writes How to Invest Without A Lot of Money – Proving that it doesn’t “take money to make money” and shows how to get started investing with as little as $100

Hank @ Money Q&A writes How To Use Prepaid Debit Cards To Budget For Big Purchases – Sometimes a trick can save you money on purchases. One of my favorite techniques is using prepaid debit cards to budget for big purchases!

MMD @ My Money Design writes The Pension vs 401k – The 401k Did Not Kill Retirement – You can compare a pension vs 401k all you want, but the 401k didn’t kill retirement. There are still lots of great options for saving for retirement.

MMD @ IRA vs 401k Central writes Can I Borrow Against My 401k Plan? Not If You Can Help It – When people ask themselves Can I Borrow Against My 401k plan, they usually don’t realize how much damage they will cause their retirement savings in the long run. This post will show an example of how much money you would potentially lose.

IMB @ Investing Money writes Companies With No Debt: Are They a Good Investment? – Today we look at a group of companies that have no debt and large cash balances. They look good at first glance, but there can be some downsides. Read here.

Penny Thots @ Penny Thots writes 4 Reasons Why You Should Quit Your Job – Just because the economy is tough, it doesn’t mean you shouldn’t be looking for greener pastures if your current job is intolerable. Here are four reasons why you should begin looking for a new job sooner rather than later.

harry campbell @ Your PF Pro writes 5 Ways to Save Money at Amusement Parks: Sea World San Diego – For some reason, the April showers haven’t quite hit San Diego like they normally do and the weather has been fantastic lately. Warm days and a nice breeze are why I love living in Socal and this past weekend I decided it would be a good time to take my sister(age 5) to Sea World. Even though it wasn’t too crowded, there was still a ton of people there and I couldn’t help but think about how much money everyone was spending.

Brent @ PersonalFinance-Tips writes Earn some extra cash by hiring your property out as a film location – If you’re looking to earn a little bit of extra cash and have run out of ideas you might just be sitting in the best money maker of them all: your house. There’s quite a bit of money to be earned in renting your property out as a film location, but it may take a while before you get any interest in your property.

Corey @ 20s Finances writes Tax Deductions for Having a Baby – Your life changes dramatically when you have a baby. Your taxes change too.

Debt Guru @ Debt Free Blog writes Stuck in a Rut? How to Get Out of Unemployment – Stuck in the unemployment rut? We feel for you. That’s why we’ve provided some good, helpful tips on how to get out of unemployment. Read here to find out!

Jon Haver @ Pay My Student Loans writes Student Loans For Single Parents – The Pell Grant is a federal grant that pays all eligible applicants a certain amount of money that is not a loan and does not have to be repaid. Often single parents with a certain family income can qualify for a Pell, if they meet scholarship criteria as well. A Pell can be particularly helpful to a single parent because in some cases an eligible student can get one if enrolled half time or less.

Kyle @ The Penny Hoarder writes Put Your Pet to Work for You – If you find that your beloved Fido or Fluffy has a natural knack for acting, you might want to consider putting them to work for you. While it can take some time and and does require a lot of effort on your part, it is possible to make your pet the next star if you try.

Little House @ Little House in the Valley writes Bad Sleep Patterns Can Make You Poor – It only makes sense that an individual who eats right, gets moderate exercise and a proper amount of sleep is capable of simply thinking clearer than a person who doesn’t. Focused thinkers are able to make better financial decisions.

Everything Finance @ Everything Finance Blog writes Home Ownership: Would You Move to a Lower Cost of Living Area? – Sure, location is everything, but we’re considering not just changing location within the suburbs of Chicago, but changing location by getting out of the city and the high cost of living. A three hour drive in any direction would put us in an area with much more affordable housing, where we could buy our dream home for less than $200,000 and pay property taxes of less than $5,000 every year. Is it worth it?

Ryan @ Cash Money Life writes PayPal vs. Dwolla: Which is Right for You? – PayPal has been around a long time, but Dwolla has really low transaction rates – which should you choose? Here’s a comparison of the two!

David Leonhardt @ The Happy Guy writes Laundry costs and how to save money – Put clothes to the smell test. If they smell like sweat, put them in the laundry. If they don’t smell like sweat, they are still good to wear. If a person is in the habit of tossing their PJs in the wash each morning, they could save close to $100 per year just by wearing them 3 nights. $100 per person. A family of five could save $500 a year.

Lazy Man @ Lazy Man and Money writes Finding the Best Printer – I’m done with my disposable printer plan. It’s time to get something steady and reliable. So last night, I started to do some printer research.

Matt Becker @ Mom and Dad Money writes The Basics of Estate Planning – Simple steps every parent can take to make sure their children are protected no matter what.

Peter @ Bible Money Matters writes 4 Tips for Paying Off Credit Cards – I had a $3,000 balance on my own credit card as recently as last year. It wasn’t easy, but I paid it all off and along the way I learned some important lessons about credit cards. Below, I’ll share 4 tips that can help anyone pay off their credit cards:

SBB @ Simple Budget Blog writes The Good and Bad Sides of Coupons – Looking to save money? Maybe you’re big with coupons. We have some good news and bad news about coupons. Read here to learn about this common money saver.

Miss T. @ Prairie Eco Thrifter writes Why You Should Be Skeptical of Financial “Rules of Thumb” – Rules of thumb are often used to make various financial decisions. While they can be helpful when it comes finding a starting point, rules of thumb should be approached with a degree of skepticism.

Nick @ A Young Pro writes The Biggest Financial Mistakes I’ve Made in My Career (So Far) – I’ve made a few mistakes in my career that have already cost me a lot of money. Read on to learn how you can avoid making them too.

Maria @ The Money Principle writes Shopping for Satisfaction – This week Alex discusses shopping for food. When one is unemployed they should shop smart not hard but could young people today do it?

Lauren @ L Bee and the Money Tree writes I Wasted Too Much Time on Boys – I am blinded by the fact that for most of my college career I spent WAY too much time on boys. Time I could have spent becoming better friends with the people I now wish I kept in touch with, or at least time I could have used to do school work, perform in more plays, or keep better track of my finances.

Kanwal @ Simply Investing writes Want To Invest Successfully In Only 15 Minutes a Month? – Here’s how you can invest successfully and spend only about 15 minutes a month on your investments: Keep it simple Ignore the media noise on TV, Internet, Radio, and Magazines Reduce the fees you are currently paying (knowingly and unknowingly) on your mutual funds Keep it simple Invest in quality dividend-paying companies when they are undervalued.

Paul @ The Frugal Toad writes Why Pay for Cable When You Can Use Free and Cheap Streaming Video? – With cable bills averaging over $50 and internet-TV combo packages costing over $100 you may be asking yourself is it time to ditch the cable. Before you make that decision you will need to make sure you have the right equipment and that your favorite programs are available. If you are a news junkie or a sports fan the options are limited however, if you want a good selection of TV Shows and movies you’ll want to look at these options.

krantcents @ KrantCents writes Extreme Retirement Is Fool’s Gold! – The usual definition for extreme includes words like serious, hazardous, dangerous, highest degree, exceptional, severe, physical or mental risk or hardship. I realize that retirement as a goal may be worthwhile enough to take risks, but extreme may be too far.

JP @ My Family Finances writes Alternative Ways to Invest Your Family’s Assets – If you find yourself looking for an alternative investment market or other opportunities to spread your risks, one of the options below might be a good fit for you.

Liana Arnold @ CardHub News writes NFL Draft Offers Success Stories, Cautionary Tales & Plenty of Personal Finance Learning Opportunities – Believe it or not, but we can all learn a thing or two about money management from NFL draftees and lottery winners!

Mike @ Personal Finance Journey writes Free of Charge – Saving on Credit Cards – Credit card news and how it can save or cost you money.

Gary @ Gajizmo writes Great Careers For Your Future – Industries are always going to massive changes. Some are doing well while others are on the downtrend. Knowing which career to choose can help you lock-in financial and job security for the long run.

Grayson @ Debt RoundUp writes When I Would Rather Spend Than Save – Every since I started paying off my credit cards 4 years ago, I have leaned on the side of saving my money. I had wasted it away on credit card payments and I wanted to build my net worth. Each and every night, I would ask myself the simple question of “should I spend or should I save?”

Mark @ Modest Money writes Why the Rich Stay Rich, and the Poor Stay Poor – Why do so few people have real wealth? Certainly, there must be some fundamental differences between the rich and the poor that can account for the differing levels of success.

Sean @ One Smart Dollar writes Financial Rules Stay-At-Home Spouses Need to Know – If you are a stay-at-home parent you will want to make sure you are following a few basic rules.

Abbie @ Finance Junkie writes A Student Guide To Surviving The Summer – Time to sort your summer out or be left bored and skint!

Kristen Hawley @ ReadyForZero Blog writes How to Deal with Your Student Loan Debt – Financial strategies aren’t the only way to deal with student loan debt – there are quite a few mental affects this debt can have on you. That’s why we’re talking about how to break through those mental blocks and motivate yourself to meet this challenge head-on.

John S @ Frugal Rules writes 5 Things I Wish I Knew Before I Graduated From College – It’s sadly been too long since I graduated from college. There are a number of things I wish I knew before I did, chiefly among them avoiding debt, investing early by taking advantage of a 401k and networking all with the intention of growing professionally as well as growing my wealth.

Mr.CBB @ Canadian Budget Binder writes Financially Savvy Teen Budgets Her Money Using The Cash Envelope System – At just 17 years old Eva is well on her way to becoming financially independent because she is investing in building her knowledge up about personal financial literacy. Teens today really do need a kick-start like Eva has gotten from her parents from a young age. Now she budgets her money using the envelope system. Enjoy this inspiring story as it brings upon you strength, a desire and a passion to see the children of tomorrow succeed.

Jon @ Novel Investor writes Busting 5 Safe Investing Myths – There are a number of investing myths that lead investors astray all the time. Sometimes it’s sound advice that fails under specific circumstances. Other times it’s just plain wrong.

Mrs. PoP @ Planting Our Pennies writes I’m Riding A Bike To Work – Mrs. PoP started riding a bike to work and the PoPs are seeing some big savings on gas, and big gains in happiness as a result!

Steven @ Canadian Personal Finance writes Bitcoins: Will They Make a Viable Currency? – The recent hype in the bitcoin market has drawn a lot of attention to this digital currency. The question in many people’s minds is whether or not these can make a viable currency. It leads many to question the feasibility of bitcoins to stand the challenges it is currently facing.

Steve @ Grocery Alerts writes How to shop at Costco for free – without a membership – We had a Costco membership in 2012 but for this year we decided not to renew our Costco membership. I am going to show 3 ways how you can shop at Costco without a membership (so you can shop at Costco for free).

SB @ One Cent at a Time writes Helping you to Prevent Credit Card Fraud and Scams – Credit card scam is a pretty broad ranging term which encompasses theft as well as fraud which are committed through the use of a credit or any other payment mechanism. This article talks about few scam methods and how to prevent them before you become a victim

Adam @ Money Bulldog @ Money Bulldog writes Self Employment ~ Planning for Holidays – Holidays often pose a financial problem for many self-employed people. Find out how you can run a successful business and still enjoy those holidays!

Adam @ Money Rebound @ Money Rebound writes Don’t Worry about What Others Have or What They Think – Making big financial changes can be tough, especially if you focus on what others have or think. Find out why you should focus on yourself and not others.

Glen @ Monster Piggy Bank @ Monster Piggy Bank writes Do You Trust Your Partner With Money? – A post about trusting your partner with money and to make good financial decisions.

Thomas @ FinanceInspired writes The Benefits of Having a SIPP – I feel we already pay enough taxes these days, so heres a way to cut out some unnecessary payments that can easily be avoided.

Will Van Hartog @ The Color of the Money writes Is there a Return on Investment in Call Centres? – Call Centres in some form have been in operation for decades, but how the consumer reacts to Call Centres is what really matters to decide if there is a return on investment in your call centre operation.

Glen Craig @ Free From Broke writes How to Spend Less on Some of Your ‘Needs’ – We tend to think of many items as needs when they really aren’t. Still, if you can save money on them then all the better.

Glen @ Credit Card Smarts writes Blue Cash Preferred Card from American Express Review – Extra Cash Back and More – The Blue Cash Preferred Card from American Express offers up some nice cash back categories, just make sure your rewards make up for the annual fee.

JC @ Passive-Income-Pursuit writes Stock Valuation Method – Dividend Discount Model – Continuing on with my series on stock valuation methods, I take a closer look at the Gordon Growth Model and Dividend Discount Model. Being a dividend growth investor, this is one of my favorite valuation techniques from a pure dividend value standpoint. There’s even free calculators you can use to run your own analyses.

Bob @ Christian Personal Finance writes How to open an Etsy Store – Step-by-Step – This is a simple guide to take you through the process of opening up your own Etsy store

Jason Hull @ Hull Financial Planning writes Three Ways You Can Use Peer Pressure to Help You Save More – This article examines how you can use peer pressure to your benefit, rather than encouraging you to jump off a bridge if all of your friends do it.

Michael Kitces @ Nerd’s Eye View writes Coverdell Education Savings Accounts Vs 529 Plans For College Savings – With the recent fiscal cliff legislation making Coverdell Education Savings Accounts permanent, more and more people must choose between them and 529 plans to determine which type of tax-preferenced college savings account makes sense, and plan their savings accordingly!

John @ All Things Finance @ All Things Finance writes Investing for Beginners | Newbie Mistakes to Watch Out For – Newbie investors are likely to make some mistakes when starting out. Here are five of the most common ones.

Todd @ Fearless Men @ Fearless Men writes How Much To Spend On An Engagement Ring – There’s too many opinions on how much to spend on an engagement ring.I’ve heard that a gentleman should spend 2-4 months salary on an engagement ring. How true is that?

Jacob @ My Personal Finance Journey @ My Personal Finance Journey writes How to Sell Your Items on Craigslist – Instead of throwing your old stuff out in the trash, you can sell it on Craigslist to make a little money. This post describes how to sell your items on Craigslist.

Marvin @ Brick By Brick Investing writes Waging War – Stock Direction – Sun Tzu’s Art of War principles on waging war compared to stock market trends in order to capitalize on bullish or bearish trends.

vh @ Funny about Money writes w00t! Zillow Speaks! – Residential real estate values are rebounding in central Phoenix, thanks to young singles and couples who want to live in an urban environment but prefer houses to apartments.